If you are new to driving it would be better, unless you have lots of money, to begin with a car from a lower insurance group. If you can build up and maintain a no-claims profile with no penalty points, you should be able to move up the car insurance groups without significantly increasing your [...]
First of all, avoid being in an accident. Having a clean accident-free driving record is a big plus for negotiating lower rates from your auto insurance company. That you are a good driver makes the risk level for the insurance company to be relatively low thereby giving you more power to make certain demands especially [...]
In the state of Michigan there are two different types of car insurance policies, group and individual. Group insurance typically applies to an organization or an employer who works with an insurance company to secure low rates for drivers. Most drivers in Detroit, Michigan fall into the individual insurance arena. For them they are always [...]
